Group Size: 2+
States Available: All except CA, CT, HI, NJ and NY  

Highlights:

Employer-Paid Life

• Only 25% employer contribution required.
• Guarantee issue starts at 3 lives.
• Plans can be bought seperately or together.

Voluntary Life

• Male/Female Rates - usually lower than smoker/nonsmoker.
• Only 5 lives required to enroll, regardless of group size.
• Guarantee issue for groups with 10 or 25% enrolled.
• $10,000 to $300,000 available for most industries.