Group Size: 2+
States Available: All except CA, CT, HI, NJ and NY

Highlights:

Employer-Paid Long-Term Disability

• Only 25% employer contribution required.
• Guarantee issue starts at 3 lives.
• Plans can be bought separately or together.

• Only the greater of 10 or 25% of the group required.
• Choice of 2 year, 5 year or age 65 benefit durations.
• 15% flat commissions on 1st year and renewal.